Thursday, January 24, 2013

Sosa says he and McGwire belong in Hall

Associated Press Sports

updated 2:30 a.m. ET Jan. 24, 2013

CHICAGO (AP) - Sammy Sosa thinks he and fellow steroid-tainted star Mark McGwire belong in the Hall of Fame.

Slammin' Sammy also said the Chicago Cubs should retire his number, and he left open the possibility of running for president of the Dominican Republic during an interview Wednesday on the website Ustream.com.

Asked if he thinks he or McGwire belong in the Hall, Sosa said: "I think so."

"I'm not going to come here and say anything that is going to jeopardize my future," he added. "But definitely time will determine everything. Right now whatever it is, it is. I am not (somebody who) is going to go out there and say anything I don't want to say. I'm waiting for my time. ... I don't like controversy. Definitely time will determine everything."

Sosa, Barry Bonds and Roger Clemens were denied entry to the Hall of Fame in their first year of eligibility amid suspicions their accomplishments were boosted by performance-enhancing drugs. McGwire, 10th on the career home run list, received 16.9 percent of the vote on his seventh try, far short of the 75 percent needed for election.

Sosa, who finished with 609 home runs and ranks eighth on the all-time chart, received 12.5 percent of the vote. He was among those who tested positive in Major League Baseball's 2003 anonymous survey, The New York Times reported in 2009. He told a congressional committee in 2005 that he never took illegal performance-enhancing drugs.

Meanwhile, Cubs chairman Tom Ricketts said at the team's fan convention last weekend that the club might try to re-establish a relationship with Sosa, who left on bad terms following the 2004 season. The organization had different ownership and management back then.

Sosa said he was aware of Ricketts' comments.

"They know where I am," he said. "If they want to find me, they have to call me. I'm always available."

Would he run for president of the Dominican Republic?

"You never know," Sosa said.

? 2012 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.


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Silent treatment

HBT: Kevin Youkilis doesn't appear reaady to forgive and forget his feud with Joba Chamberlain now that both are teammates with the Yankees.

Source: http://nbcsports.msnbc.com/id/50568362/ns/sports-baseball/

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'American Idol' Recap: 'Crazy Swag' In North Carolina Auditions

Wednesday's show may have focused on the Nicki/Mariah spat, but a few contestants managed to make their voices heard.
By Adam Graham


Mariah Carey, Keith Urban and Nicki Minaj in Charlotte on "American Idol"
Photo: FOX

Source: http://www.mtv.com/news/articles/1700714/american-idol-nicki-minaj-mariah-carey-charlotte.jhtml

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Insurance News - Average Health Insurer Rejects More Than 1 In 5 ...

State-by-state analysis shows Montana insurers top list with 45% average rejection rate

HealthPocket looks at which health insurance companies reject applicants most frequently

SUNNYVALE, Calif., Jan. 24, 2013 /PRNewswire-USNewswire/ -- A new analysis from HealthPocket, Inc., shows that the health insurance industry averages an application rejection rate of 22 percent of submitted individual and family applications nationally. States with the highest percentage of area insurer rejections are Montana (45%), Alabama (40%), District of Columbia (37%), Arkansas (35%) and Alaska (34%).

The analysis shows wide variation across the country in how often applicants are rejected by health insurers. Some insurers have declination rates greater than 70 percent; others rarely decline applicants. There is also significant variability within insurance companies across different markets. Kaiser Permanente plans in Georgia have a declination rate of 34 percent, but in Hawaii the same company has a much lower rate of 22 percent. Nationwide, insurers' average rejection rate exceeds one in five applications within the individual and family insurance markets?significantly higher than findings from a 2010 congressional study of the largest for-profit insurers, which found a declination rate of one in seven applications.

"Clearly there is great variability across states and within states in terms of how frequently an insurer rejects a health insurance application, but nationally it seems to be occurring more frequently than industry analysts had assumed," said Kev Coleman, head of research & data at HealthPocket. "What is unclear is whether some insurers have increased their declination rate in order to improve risk pool health and profitability prior to 2014, when insurance companies can no longer reject applications based upon health status or pre-existing medical conditions."

Answer your clients' fears over market volatility with this free toolkit.

Experts say that health insurance declination rates are a serious issue for consumers, with hundreds of thousands of people being rejected for coverage each year. A health insurance application rejection from one company can negatively affect applications from other companies since insurers typically ask about previous denials when evaluating an application.

The analysis also shows:

  • Plans with the five highest declination rates include South Dakota's John Alden Life Insurance Company (73%), Utah's Assurant Health (71%), North Dakota's Assurant Health (58%), Kentucky's Time Insurance Company (56%), and Idaho's Assurant Health (56%).
  • States whose insurers have the highest declination rates include Montana (45%), Alabama (40%), D.C. (37%), Arkansas (35%) and Alaska (34%); Maine, Massachusetts, New Jersey, New York, and Vermont have a zero rating.
  • Some non-profit insurance companies have higher declination rates than for-profit insurers. Kaiser Permanente in Georgia, for example, has a declination rate of 34 percent while Humana, a large for-profit insurer in Georgia, has a declination rate of 23 percent.

HealthPocket analyzed publicly available insurance records of 9,450 plans for individuals and families under the age of 65 to determine the average declination rate of health insurance applications, and compared this average to the declination rate of individual insurers. HealthPocket.com is a free website that compares and ranks all health plans available to an individual, family, or employer in a given area, all at once. HealthPocket uses only objective data from government, non-profit, and private sources that carry no conditions that might restrict the site from serving as an unbiased resource for consumers. The founders of HealthPocket.com spent decades pioneering online access to health insurance information and launched the company in late 2012.

Free Report: 5 Simple Secrets of $5MM+ Producers

The HealthPocket InfoStat is one of its ongoing efforts to use health plan data to produce objective, meaningful, and clarifying information and guidance for consumers. To review declination rates for individual plans available in a given geographic area, visit HealthPocket's individual and family health insurance comparison tool, which lists the rate for each plan on its Plan Details page.

About HealthPocket
HealthPocket.com is a free website that compares and ranks all health plans available to an individual, family, or employer in a given area, all at once. The Company uses only objective data from government, non-profit, and private sources that carry no conditions that might restrict the site from serving as an unbiased resource for consumers. The founders of HealthPocket.com spent decades pioneering online access to health insurance information and knew they could offer something different that can positively change how people buy and use healthcare in the U.S. Learn more at www.HealthPocket.com.

SOURCE HealthPocket.com

Source: http://insurancenewsnet.com/article.aspx?id=370289&type=lifehealth

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Wednesday, January 23, 2013

Fight Against Childhood Obesity | Your Health Journal

From Your Health Journal?..?A great article today from India from My Digital FC by Anuradha Sawhney. The topic was the fight against childhood obesity, which has become a worldwide epidemic for adults and children. The first thing that caught my eye from this article was the image used. I read dozens of articles each day on childhood obesity, and this one poor child is always used for an image of an obese child ? almost like he is the poster boy for the topic. The image must be from one of those royalty free image sites, but I almost feel bad! We know that childhood obesity is on the rise, as so many children now face health issues including heart disease, type 2 diabetes, cancer, and weak bones. Change must come, and quick, as this can be the first generation of children whose life expectancy may be shorter than their parents. In 2010, there were 42 million overweight children below the age of five. From this stat, 35 million children were from the urban areas of developing countries. According to World Health Organization, the fundamental cause of childhood obesity is the drastic change in food habits. These days, children tend to eat food which are high in energy and low in nutrients and fibre. Please visit the My Digital FC web site (link provided below) to read the complete article. This was my first time on their site, and I really like many of their articles. I included a short snip below as well.?

From the article?..

Childhood obesity and the development of type-2 diabetes is on the rise among children worldwide. According to the National Medical Journal of India, obesity during childhood can lead to subsequent morbidity, even if obesity does not progress into adulthood. Children who are overweight are more susceptible to a variety of diseases like diabetes and cardio-vascular diseases, obstructive sleep apnoea, and orthopaedic and psychosocial problems.

Obesity is defined as a 20 per cent excess of calculated ideal weight for age, sex and height of a child. A child is said to be obese when there is an excess of accumulated fat in the subcutaneous tissue (below the skin) and other areas of the body.

In 2010, there were 42 million overweight children below the age of five. Of this, 35 million children were from the urban areas of developing countries. According to World Health Organization (WHO), the fundamental cause of childhood obesity is the drastic change in food habits. These days, children tend to eat food which are high in energy and low in nutrients and fibre.

According to studies, nearly 16 per cent of children in India are overweight and 31 per cent are at the risk of falling in this category. And according to Anoop Mishra, director, department of diabetes and metabolic diseases, Fortis Hospital, New Delhi, childhood obesity had increased from 16 per cent in 2002 to 24 per cent in 2007 in New Delhi.

A study in Devangere, Karnataka, concluded that consumption of high fat and high energy food (junk food) and snacking in between meals was the major reason for the children being obese. According to experts, health education needed to be given to parents, teachers and children regarding dietary habits and sedentary lifestyles. Since children consume about 30 per cent to 50 per cent of their daily calories while at school, the lunches in schools need to be monitored.

To read the full article?..Click here

Source: http://www.lensaunders.com/wp/?p=11808

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A closer look at chromosomes

A closer look at chromosomes [ Back to EurekAlert! ] Public release date: 22-Jan-2013
[ | E-mail | Share Share ]

Contact: Chelsea Toledo
ctoledo@pewtrusts.org
202-540-6846
Pew Health Group

Brown biology professor named Pew's 'Scholar of the Month'

WHAT: Biologist Erica Larschan, Ph.D., was named by The Pew Charitable Trusts as the "Scholar of the Month," for her innovative findings on chromosomal activity in fruit flies. 2011 Pew Biomedical Scholar Dr. Larschan led a team of researchers at Brown University in identifying a protein that allows a male fruit fly to double the genetic expression of its single X-chromosome. That advantage, if proven similar in human males, could point the way to treatments for diseases like cancer or schizophrenia, which are associated with abnormal gene regulation.

Dr. Larschan's story is the first in a "Scholar of the Month" series launched by Pew. Since 1985, the Pew Scholars Program in the Biomedical Sciences has provided funding to more than 500 early-career scientists who, like Dr. Larschan, show outstanding promise in science with the potential to advance human health. The Scholars' exceptional research has earned them Nobel Prizes, Lasker Awards, MacArthur Genius Grants and other distinctionsincluding a Presidential Early Career Award for Scientists and Engineers for Dr. Larschan.

WHO: Experts are available for interviews regarding Dr. Larschan's research and the program:

  • Erica Larschan, Ph.D., assistant professor, Department of Molecular Biology, Cell Biology & Biochemistry, Brown University
  • Anita Pepper, Ph.D., director of the Pew Programs in the Biomedical Sciences

Pepper is the director of The Pew Charitable Trusts' Programs in Biomedical Sciences, which includes both the Pew Scholars and Pew Latin American Fellows programs.

WHERE: Visit http://www.pewhealth.org/other-resource/Mapping-a-Path-to-Genetics'-Next-Frontier-85899443438 to read the full profile story.

###

CONTACT: Chelsea Toledo at 202-540-6846, ctoledo@pewtrusts.org

For information regarding the Pew Scholars Program in the Biomedical Sciences, please visit www.pewscholars.org.

The Pew Charitable Trusts is driven by the power of knowledge to solve today's most challenging problems. Pew applies a rigorous, analytical approach to improve public policy, inform the public and stimulate civic life. www.pewtrusts.org


[ Back to EurekAlert! ] [ | E-mail | Share Share ]

?


AAAS and EurekAlert! are not responsible for the accuracy of news releases posted to EurekAlert! by contributing institutions or for the use of any information through the EurekAlert! system.


A closer look at chromosomes [ Back to EurekAlert! ] Public release date: 22-Jan-2013
[ | E-mail | Share Share ]

Contact: Chelsea Toledo
ctoledo@pewtrusts.org
202-540-6846
Pew Health Group

Brown biology professor named Pew's 'Scholar of the Month'

WHAT: Biologist Erica Larschan, Ph.D., was named by The Pew Charitable Trusts as the "Scholar of the Month," for her innovative findings on chromosomal activity in fruit flies. 2011 Pew Biomedical Scholar Dr. Larschan led a team of researchers at Brown University in identifying a protein that allows a male fruit fly to double the genetic expression of its single X-chromosome. That advantage, if proven similar in human males, could point the way to treatments for diseases like cancer or schizophrenia, which are associated with abnormal gene regulation.

Dr. Larschan's story is the first in a "Scholar of the Month" series launched by Pew. Since 1985, the Pew Scholars Program in the Biomedical Sciences has provided funding to more than 500 early-career scientists who, like Dr. Larschan, show outstanding promise in science with the potential to advance human health. The Scholars' exceptional research has earned them Nobel Prizes, Lasker Awards, MacArthur Genius Grants and other distinctionsincluding a Presidential Early Career Award for Scientists and Engineers for Dr. Larschan.

WHO: Experts are available for interviews regarding Dr. Larschan's research and the program:

  • Erica Larschan, Ph.D., assistant professor, Department of Molecular Biology, Cell Biology & Biochemistry, Brown University
  • Anita Pepper, Ph.D., director of the Pew Programs in the Biomedical Sciences

Pepper is the director of The Pew Charitable Trusts' Programs in Biomedical Sciences, which includes both the Pew Scholars and Pew Latin American Fellows programs.

WHERE: Visit http://www.pewhealth.org/other-resource/Mapping-a-Path-to-Genetics'-Next-Frontier-85899443438 to read the full profile story.

###

CONTACT: Chelsea Toledo at 202-540-6846, ctoledo@pewtrusts.org

For information regarding the Pew Scholars Program in the Biomedical Sciences, please visit www.pewscholars.org.

The Pew Charitable Trusts is driven by the power of knowledge to solve today's most challenging problems. Pew applies a rigorous, analytical approach to improve public policy, inform the public and stimulate civic life. www.pewtrusts.org


[ Back to EurekAlert! ] [ | E-mail | Share Share ]

?


AAAS and EurekAlert! are not responsible for the accuracy of news releases posted to EurekAlert! by contributing institutions or for the use of any information through the EurekAlert! system.


Source: http://www.eurekalert.org/pub_releases/2013-01/phg-acl011713.php

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Customer Service Tips for Small Business Owners

Customer Service Tips for Small Business Owners

Posted by Meredith Estep on Tue, Jan 22, 2013 @ 03:14 PM

describe the imageYour business may be small, but your customer service can make a big impact on the success of your entrepreneurship. Customer service is one of the most cost-effective methods for building a robust customer base and a healthy bottom line. Looking for ways to raise the bar on your service quality? Check out these customer service tips for small business owners and learn how to surprise and delight your customers every single day!

Accessibility
You may be small, but that doesn?t mean you can?t provide your customer with multiple channels for getting in touch with you. Your website should have an email option at the very least, or live chat ability if you have the staff for it. Links to your social pages have also become a popular way for smaller businesses to connect with their growing customer base. Be sure contact information is easy to find on all your web pages. Customers should also know how to contact you by phone, which is still the best service option for smaller businesses, since it is more personal.

The Personal Touch
Small business owners have the luxury of personalizing their service to each individual customer. Begin a birthday club, where you recognize customers on their special day through a discount or freebie offer. Send thank you cards to customers when they make a purchase or open another account. Take the time to chat with customers when they come into your business, so you develop the necessary rapport for a loyal customer base.

Follow-Through
Small businesses rarely have the ability to drop the ball on a customer transaction and keep that customer for very long. Follow through is an essential part of customer service for any company, but it is a lifeline for smaller businesses. Make sure products are delivered by the date you promise and that you return all customer phone calls and emails in a timely fashion. If your customer has a problem you are trying to solve, follow up with the customer after the fact to ensure the issue was handled to the customer?s satisfaction.

Cooperation
Someone once said, ?No man is an island,? and that is especially true for small business owners. While you are building rapport with your customers, make sure you are extending that to other local businesses in your area as well. Don?t be shy about referring customers to the small business down the street or exchanging discount cards or other perks with the business. Your efforts will come back to you tenfold. In addition, get involved with the local community, volunteering time, talents or money to community causes. This effort will get your name out to potential customers and help you develop a positive reputation throughout your neighborhood.

Small businesses grow best when they become known for their stellar customer service. Your company may be small, but you have all the resources you need to provide the highest level of service to your customers. Through these tips, you can keep current customers happy so they are more likely to return to your business and even refer your company to other potential clients.

- Meredith Estep

?

Source: http://www.ihdservicedesk.com/maximize-customer-service-blog/bid/94105/Customer-Service-Tips-for-Small-Business-Owners

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Tuesday, January 22, 2013

Time to act, Obama declares, taking oath 2nd time

WASHINGTON (AP) ? Turning the page on years of war and recession, President Barack Obama summoned a divided nation Monday to act with "passion and dedication" to broaden equality and prosperity at home, nurture democracy around the world and combat global warming as he embarked on a second term before a vast and cheering crowd that spilled down the historic National Mall.

"America's possibilities are limitless, for we possess all the qualities that this world without boundaries demands," the 44th president declared in a second inaugural address that broke new ground by assigning gay rights a prominent place in the wider struggle for equality for all.

In a unity plea to politicians and the nation at large, he called for "collective action" to confront challenges and said, "Progress does not compel us to settle centuries-long debates about the role of government for all time ? but it does require us to act in our time."

Elected four years ago as America's first black president, Obama spoke from specially constructed flag-bedecked stands outside the Capitol after reciting oath of office that all presidents have uttered since the nation's founding.

The events highlighted a day replete with all the fanfare that a security-minded capital could muster ? from white-gloved Marine trumpeters who heralded the arrival of dignitaries on the inaugural stands to the mid-winter orange flowers that graced the tables at a traditional lunch with lawmakers inside the Capitol.

The weather was relatively warm, in the mid-40s, and while the crowd was not as large as on Inauguration Day four years ago, it was estimated at up to 1 million.

Big enough that he turned around as he was leaving the inaugural stands to savor the view one final time.

"I'm not going to see this again," said the man whose political career has been meteoric ? from the Illinois Legislature to the U.S. Senate and the White House before marking his 48th birthday.

On a day of renewal for democracy, everyone seemed to have an opinion, and many seemed eager to share it.

"I'm just thankful that we've got another four years of democracy that everyone can grow in," said Wilbur Cole, 52, a postman from suburban Memphis, Tenn., who spent part of the day visiting the civil rights museum there at the site where the Rev. Martin Luther King Jr. was assassinated in 1968.

The inauguration this year shared the day with King's birthday holiday, and the president used a Bible that had belonged to the civil rights leader for the swearing-in, along with a second one that been Abraham Lincoln's. The president also paused inside the Capitol Rotunda to gaze at a dark bronze statue of King.

Others watching at a distance were less upbeat than Cole. Frank Pinto, 62, and an unemployed construction contractor, took in the inaugural events on television at a bar in Hartford, Conn. He said because of the president's policies, "My grandkids will be in debt and their kids will be in debt."

The tone was less overtly political in the nation's capital, where bipartisanship was on the menu in the speechmaking and at the congressional lunch.

"Congratulations and Godspeed," House Speaker John Boehner, a Republican, said to Obama and Vice President Joe Biden as he presented them with flags that had flown atop the Capitol.

Outside, the Inaugural Parade took shape, a reflection of American musicality and diversity that featured military units, bands, floats, the Chinese American Community Center Folk Dance Troupe from Hockessin, Del., and the Isiserettes Drill & Drum Corps from Des Moines, Iowa.

The crowds were several rows deep along parts of the route, and security was intense. More than a dozen vehicles flanked the president's limousine as it rolled down Pennsylvania Avenue, and several agents walked alongside on foot.

As recent predecessors have, the president emerged from his car and walked several blocks on foot. His wife, Michelle, was with him, and the two held hands while acknowledging the cheers from well-wishers during two separate strolls along the route.

A short time later, accompanied by their children and the vice president and his family, the first couple settled in to view the parade from a reviewing stand built in front of the White House.

A pair of nighttime inaugural balls completed the official proceedings, with a guest line running into the tens of thousands.

Obama addressed cheering crowds at the Commander in Chief Ball, speaking by video to thank a group of troops in southern Afghanistan. Then he introduced his "date," Michelle Obama, who danced with her husband in a ruby chiffon and velvet gown while Jennifer Hudson sang "Let's Stay Together."

In his brief, 18-minute speech, Obama did not dwell on the most pressing challenges of the past four years. He barely mentioned the struggle to reduce the federal deficit, a fight that has occupied much of his and Congress' time and promises the same in months to come.

He spoke up for the poor ? "Our country cannot succeed when a shrinking few do very well and a growing many barely make it" ? and for those on the next-higher rung ? "We believe that America's prosperity must rest upon the broad shoulders of a rising middle class." The second reference echoed his calls from the presidential campaign that catapulted him to re-election

"A decade of war is now ending. An economic recovery has begun," said the president who presided over the end to the U.S. combat role in Iraq, set a timetable for doing the same in Afghanistan and took office when the worst recession in decades was still deepening.

"We will support democracy from Asia to Africa, from the Americas to the Middle East, because our interests and our conscience compel us to act on behalf of those who long for freedom," he said in a relatively brief reference to foreign policy.

The former community organizer made it clear he views government as an engine of progress. While that was far from surprising for a Democrat, his emphasis on the need to combat global climate change was unexpected, as was his firm new declaration of support for full gay rights.

In a jab at climate-change doubters, he said, "Some may still deny the overwhelming judgment of science, but none can avoid the devastating impact of raging fires and crippling drought and more powerful storms." He said America must lead in the transition to sustainable energy resources.

He likened the struggle for gay rights to earlier crusades for women's suffrage and racial equality.

"Our journey is not complete until our gay brothers and sisters are treated like anyone else under the law ? for if we are truly created equal, then surely the love we commit to one another must be equal as well," said the president, who waited until his campaign for re-election last year to announce his support for gay marriage.

His speech hinted only barely at issues likely to spark opposition from Republicans who hold power in the House.

He defended Medicare, Medicaid and Social Security as programs that "do not make us a nation of takers; they free is to take the risks that made this country great."

He referred briefly to making "the hard choices to reduce the cost of health care and the size of our deficit," a rhetorical bow to a looming debate in which Republicans are seeking spending cuts in health care programs to slow the rise in a $16.4 trillion national debt.

He also cited a need for legislation to ease access to voting, an issue of particular concern to minority groups, and to immigration reform and gun-control legislation that he is expected to go into at length in his State of the Union speech on Feb. 12.

But his speech was less a list of legislative proposals than a plea for tackling challenges.

"We must act, knowing that our work will be imperfect," he said, and today's "victories will only be partial."

There was some official business conducted during the day.

Moments after being sworn in, the president signed nomination papers for four new appointees to his Cabinet, Sen. John Kerry for secretary of state, White House chief of staff Jacob Lew to be treasury secretary, former Nebraska Sen. Chuck Hagel for defense secretary and White House adviser John Brennan to head the CIA.

___

Associated Press writers Larry Margasak, Darlene Superville, Donna Cassata, Alan Fram, Andrew Taylor, Stephen Ohlemacher, Jim Kuhnhenn, Julie Pace, Tom Ritchie and Tracy Brown, in Washington; Adrian Santz in Memphis, Tenn., and Stephen Singer in Hartford, Conn., contributed to this story.

Source: http://news.yahoo.com/time-act-obama-declares-taking-oath-2nd-time-230505491--politics.html

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